Our financing options

Rental

Rental is applied when the economic life of the products is relatively short. Servers and computers are typical investment objects that may be suitable for this type of financing. Rental means that you as a customer can return the products after the end of the financing period, without commitment to buy-out. If, on the other hand, you want to keep the products longer, you prolong the rental period and if you want to buy the equipment, it is done to market value.

Leasing

Leasing is applied when the equipment is regarded to have a financial value after the agreed financing period. Unlike rental, leasing means that the customer agrees to buy or assign another buyer of the equipment after the leasing period. The purchase is made at a cost level determined by the financing period and the equipment’s financial value in relation to the financing period.

Framework agreement

Whether you decide to rent or lease, you can sign a framework agreement with Pedab Finance. We have deep expertise in managing ongoing or concurring investments. Together we plan the financing needs on a half-yearly basis and adjust if needed. Collecting the investments in a framework agreement means that we can offer even better terms and conditions for your benefit.

INSURANCE

Choosing financing through us means that you also get access to favorable full-risk insurances. For IT equipment, we offer insurances without deductibles and with compensation for equivalent models and performance. For manufacturing equipment the deductible is SEK 3,000 and the level of compensation takes the equipment’s value reduction into consideration.